DiscovergleRights
Part-Time Employment and CPF: What to Verify on Your Payslip
You know CPF exists. The practical question for a part-time gig is whether it is actually being paid, and correctly.
Key takeaways
- CPF contributions apply to employees who are citizens or PRs, subject to age and pay.
- Your payslip should show your pay and CPF contributions.
- Freelancers are not employees, so employer CPF does not apply.
- Check the current rates on the CPF Board website.
Who gets CPF contributions
CPF contributions apply to employees who are Singapore Citizens or Permanent Residents, subject to age and monthly wages. Foreigners on work passes are generally not covered. Rates change, so check the CPF Board website.
Reading your payslip
- Your gross pay and pay period.
- Deductions, including employee CPF contribution where it applies.
- Employer CPF contribution, which is shown separately.
- Net pay.
What about freelancers?
Freelancers are self-employed, so there is no employer CPF contribution. Self-employed persons may need to contribute to MediSave depending on income.
Questions to ask
- Am I an employee under a contract of service?
- Will CPF be contributed each month?
- Will I receive an itemised payslip?
See our part time job guide for more.
Common questions
Do part-time workers get an itemised payslip?
Employees should receive an itemised payslip. Check MOM for the current requirements.
Do freelancers get CPF from clients?
No. Freelancers are self-employed. Check CPF Board for MediSave obligations.