Contract for services
Agree scope, deadline, revisions and payment terms in writing. Consider a deposit for larger projects.
Freelancing trades a steady payslip for control over your time and clients. The admin, from contracts and invoices to tax, becomes yours.
| Role | What it involves |
|---|---|
| Design and branding | Logos, social graphics, layouts and illustrations. |
| Writing and translation | Articles, copy, editing and translation. |
| Video and photo editing | Editing footage, photos and short-form content. |
| Bookkeeping and admin | Recording transactions and organising records for small businesses. |
| Web and app development | Building and maintaining websites and small apps. |
An illustrative example only. Real schedules depend on the employer.
| Day | Time | Activity |
|---|---|---|
| Monday | 9am to 12pm | Client project A |
| Tuesday to Wednesday | 10am to 3pm | Client project B and admin |
| Thursday | Afternoon | Invoicing and finding new clients |
| Friday | Free | Time off or main job |
Focus on one or two services you can do well and explain in a sentence.
Two or three strong samples are enough to start.
Hourly or per-project. Include your time for revisions, admin and tax.
Referrals, your network, online platforms and professional profiles.
Use a written agreement covering scope, deadlines, revisions and payment terms.
Record every payment. You must declare freelance income.
Agree scope, deadline, revisions and payment terms in writing. Consider a deposit for larger projects.
Income from freelance work is taxable and must be declared to IRAS. Keep records of income and expenses.
Self-employed persons may need to contribute to MediSave depending on their income. Check CPF Board.
Depending on how you trade, you may need to register a business with ACRA. Check ACRA and IRAS.
Freelancers do not receive employer CPF contributions. Self-employed persons may need to contribute to MediSave depending on income. Check CPF Board.
It depends on how you operate. Check ACRA and IRAS for your situation.
Common routes are referrals, professional networks and online platforms.
General information only. Earnings, hours and conditions vary by employer and are not guaranteed. Confirm details with MOM, CPF Board or IRAS.
Rules and conditions change. Tell us if anything here needs updating.